Products and Services

Capital Lease

A capital lease has the characteristics of a purchase agreement in being able to use the equipment while having little or no upfront costs and more manageable fixed payments ( see Benefits of Leasing ).

Operating Lease (True Lease)

An operating lease has the characteristics of a rental agreement while giving you (Lessee) the right to claim 100% of the lease payments as a deduction* ( see Benefits of Leasing ).

Working Capital

Working capital is a type of loan with no specific designation as to the purpose of use. It gives you the freedom to allocate funds at your discretion.

Master Lease

A master lease structure allows you to obtain additional equipment under the original lease contract agreed to without having to renegotiate a new contract.

Sale Leaseback

A sale leaseback involves the sale of your equipment to the lessor and the subsequent lease of the same equipment back to you, in turn freeing up capital.

Account Receivable Financing

The account receivable financing program assists you in enhancing the benefits of any outstanding receivables thus improving cash flow.

Purchase Order Financing

The purchase order financing program assists you in financing your pending purchase orders to improve cash flow.

First Financial offers a variety of lease and finance programs to meet the different needs of each and every business we service. Our flexible payment structures and end of term options present a simple and affordable way to acquire additional equipment or capital for your business.

* Please consult your certified accountant or tax advisor.