Welcome To
FIRST FINANCIAL
Your Partner In Commercial Finance
Leave Money Problem To Us
And Just Focus On Your
BUSINESS
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Our brand is our promise.

Our brand is our promise.

First Financial is a leading national financial services firm that provides a wide range of services to a substantial and diversified client base spanning a vast array of commercial industries including corporations, institutions and government agencies.
When it comes to commercial finance we are dedicated to offer clients all options for their short term and long term business goals.
We are eager to allocate time and educate clients to realize their full business potential. From Startup funds and Equipment Financing to allocating funds for Operating Capital and business expansion we take pride by guiding clients to achieve their vision.
Whether it’s equipment financing or corporate financing, you can count on First Financial to deliver the financial solutions you need, with the service and attention you deserve. Partner with us today and let us help your company reach new levels of success.

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Wide variety of financing options for every level of businesses and backgrounds.

Wide variety of financing options for every level of businesses and backgrounds.

• 1 Page Application
• Working Capital
• Corporate Only
• Software Only Financing
• Start-Up Financing/Leasing
• A/R Financing
• P/O Financing
• Vendor Programs

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Very hands on vendor program to guarantee a successful relationship for all parties involved.

Very hands on vendor program to guarantee a successful relationship for all parties involved.

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Capital Lease

A capital lease has the characteristics of a purchase agreement in being able to use the equipment while having little or no upfront costs and more manageable fixed payments ( see Benefits of Leasing ).

Operating Lease (True Lease)

An operating lease has the characteristics of a rental agreement while giving you (Lessee) the right to claim 100% of the lease payments as a deduction* ( see Benefits of Leasing ).

Working Capital

Working capital is a type of loan with no specific designation as to the purpose of use. It gives you the freedom to allocate funds at your discretion.

Master Lease

A master lease structure allows you to obtain additional equipment under the original lease contract agreed to without having to renegotiate a new contract.

Sale Leaseback

A sale leaseback involves the sale of your equipment to the lessor and the subsequent lease of the same equipment back to you, in turn freeing up capital.

Account Receivable Financing

The account receivable financing program assists you in enhancing the benefits of any outstanding receivables thus improving cash flow.

Benefits of Leasing

Benefits of Leasing

Cash flow

Obsolescence protection

Tax treatment and benefits

100% Financing

Speed

Conserve Cash and Bank Lines

Customized solutions

Benefits of Leasing

Leasing with First Financial is efficient and practical.

Leasing is one of the fastest growing ways of acquiring equipment in business today. Recent surveys found that 80% of U.S. businesses lease at least some portion of their equipment and the companies that choose leasing range from the largest Fortune 500 firms to the local family business. A growing business often faces the dilemma of limited cash flow and the need to add equipment. Leasing can put that equipment to work for you with real cash flow advantages without major capital investment.

Cash flow

By making monthly payments, businesses can pay for the equipment with the improved cash flow generated from their new technology. Leasing affords a variety of options to match payment terms to business cash flow, whether cash flow is project-based, seasonal or related to expansion, etc.

Obsolescence protection

Leasing allows you to match payment plans to the equipment’s expected useful life. Leasing provides flexibility at the end of the term to allow you to either take ownership of the equipment or walk away and acquire new technology. The result is a managed solution that allows business to maintain the most current technology.

Tax treatment and benefits

You may be able to write off 100% of your lease payments from your corporate income because the IRS generally does not consider an operating lease to be a purchase. Please consult your accountant for the exact application for your business.

100% Financing

Leasing typically does not require a large down payment. You can finance up to 100% of the equipment cost. In many cases, service, supplies, installation, warranty and other soft costs can be included in the lease. This gives you more money to invest in other revenue-generating activities and makes it easier to afford multiple products.

Speed

In most cases, First Financial can approve businesses for up to $100,000 in equipment lease financing with a one page credit application. Approval can usually be secured in less than 24 hours.

Conserve Cash and Bank Lines

Preserve cash and bank line by using equipment leasing as an alternative form of financing specifically for capital equipment. Use this financing option to maximize liquidity and access to capital by preserving cash and bank lines for other business needs.

Customized solutions

A variety of leasing products are available, allowing you to tailor a program to fit your business needs. So whether you are looking for programs fit for expanding your business or a product that consolidates your multiple leases into one, First Financial’s featured solutions are customized to fit your needs.

Oil and Gas Extraction

  • Pumps
  • Drills
  • Loaders
  • Electric and hydraulic shovels
  • Extraction machinery
  • Draglines

Office Equipment / Telecommunications

  • Telephone Systems
  • Copiers
  • Furniture
  • File Cabinets
  • Multiplexers
  • Switches

    Medical Equipment

    • Dental Equipment
    • Optical Equipment
    • X-ray Equipment
    • Lab Testing Equipment
    • CT Scanners
    • Heart Monitors
    • Exam Tables
    • Physical Therapy Equipment
    2300
    Happy Clients
    70
    Vendors Around
    The World
    400
    Million Dollars
    Managed
    6000
    Cups Of Coffee

    As wise men says